Nov 7, 2024 | Long Term Care Insurance, Long Term Care Costs, Retirement Planning
Planning for long-term care needs is an important but often overlooked aspect of securing your financial and medical future. Having open discussions with your loved ones about potential long-term care requirements, funding options, and care preferences can help ensure...
Aug 22, 2024 | Long Term Care Insurance, Retirement Planning
Have you ever thought about the need for financial protection from an unexpected health change, but are reluctant to pay a new premium? Recently there’s been some buzz about a “new” way to pay for LTC insurance: using retirement funds to pay the...
Feb 22, 2024 | Long Term Care Insurance, Caregiving, Retirement Planning
Two different families. Two different outcomes. Within my own family is a couple; he’s turning 97 and she’s 91. Living a very long life is more of the norm these days. His dementia (now advanced) had been progressing for years. Her Alzheimer’s...
Oct 4, 2023 | Long Term Care Insurance, Retirement Planning
Long term care insurance can be a confusing topic with many misconceptions surrounding it. Here are the top 10 myths about long term care insurance: Myth #1: Long term care insurance is only for the elderly.Fact: Anyone can require long term care at any age due to...
May 18, 2023 | Long Term Care Costs, Long Term Care Insurance, Retirement Planning
I’m frequently asked “When is the best time to look into long term care protection?” Although there’s no universal ideal time, here are some key points to consider: 1) The ideal time to explore options is when someone is in a position to be...
Oct 13, 2022 | Long Term Care Costs, Long Term Care Insurance, Retirement Planning
Many people think they’ll self-fund for long term care. But here are factors they typically fail to consider: Their spouse. Self-funding long term care expenses for one spouse has the potential to deplete assets for the other spouse. If a husband or wife passes...
