Jun 12, 2025 | Long Term Care Insurance, Retirement Planning
Twenty-three years of helping people plan for long-term care has taught me that no two stories are alike. Each family brings their own hopes, fears, and complications. But it’s the deeply personal moments that happen after the policies are signed and the plans...
Nov 7, 2024 | Long Term Care Insurance, Long Term Care Costs, Retirement Planning
Planning for long-term care needs is an important but often overlooked aspect of securing your financial and medical future. Having open discussions with your loved ones about potential long-term care requirements, funding options, and care preferences can help ensure...
Aug 22, 2024 | Long Term Care Insurance, Retirement Planning
Most people agree, there’s no place like home, especially as we age. Recent studies reveal that 70% of Americans have a negative view of nursing home care, whether for themselves or for their loved ones. This sentiment reflects a deeper truth: most of us want to...
Feb 22, 2024 | Long Term Care Insurance, Caregiving, Retirement Planning
Two different families. Two different outcomes. Within my own family is a couple; he’s turning 97 and she’s 91. Living a very long life is more of the norm these days. His dementia (now advanced) had been progressing for years. Her Alzheimer’s...
Jan 25, 2024 | Long Term Care Costs, Long Term Care Insurance
Since many taxpayers are now preparing their 2023 taxes, I wanted to take a moment to provide information about a tax deduction that some people can take for long term care insurance premiums. Long term care insurance is unusual in that not only are benefits typically...
Oct 4, 2023 | Long Term Care Insurance, Retirement Planning
Long term care insurance can be a confusing topic with many misconceptions surrounding it. Here are the top 10 myths about long term care insurance: Myth #1: Long term care insurance is only for the elderly.Fact: Anyone can require long term care at any age due to...